Public Liability Insurance Explained

What is Public Liability Insurance?

Public Liability Insurance

Public Liability Insurance is for claims made against your business because its damaged someone’s property or accidentally injured a person. You will need it if your business goes out to see clients or they visit you, or you sell products that may also result in property damage or injury to a third party.

How much cover do I need?

When you are arranging your public liability insurance, one of the first things you will be asked to decide is how much cover should you have? How much cover is available? Most Australian insurers offer $5 Million, $10 Million and $20 Million dollars worth of cover

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At we quote broadform liability cover, this covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability. Property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

General Advice

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs