Handyman Public Liability Insurance
Do Handyman or maintenance workers need Public Liability Insurance?
If you’re a handyman, tradesperson, maintenance worker, or repairer in Australia, public liability insurance is essential for your business.
Handymen often take on various tasks, from home repairs and maintenance to larger renovation projects, and these jobs come with potential risks. Whether you’re fixing a leaky tap, painting, or installing shelves, there’s always the possibility that something might go wrong, leading to injury or property damage.
Public liability insurance protects handymen against claims made by third parties, such as clients or the public, if your work causes harm or damage. Without this coverage, you could be financially responsible for compensation claims, legal fees, and damages.
We make it easy to get a Public Liability quote, get started below.
What will your quote look like?
Depending on the cover required and your occupation, we aim to provide you with 3 comparable quotes. For some insurance types and occupations, it may be more difficult to get quotes from insurers, in which case we will provide you with what we believe is the most appropriate cover option based on what you told us.
Our partnerships with Zurich, Chubb, CGU, QBE and other leading insurers mean competitive pricing and strong relationships to help us negotiate and achieve better outcomes for clients.
The Above is a REAL quote example for a Carpenter in QLD with 100k of turnover, for $20 Million Liability (with no employees or Subbies). *Quote was valid on 1/10/24. Quotes will vary depending depending on the services, region and occupation. Quotes are only valid for 2 weeks before they expire.
Compare Quotes for Handyman Public Liability Insurance
Public Liability Comparison helps Handyman’s find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Handyman insurance in SA & Adelaide, NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.
Compare Insurance Quotes from Public Liability Comparison
Why do Liability Insurance for Handyman need Public Liability insurance?
Here are five reasons why handymen may need public liability insurance in Australia:
1. Protection against third-party claims: As a handyman, you work in a variety of environments, often using tools and materials that can cause accidental damage or injury. For example, if you accidentally break a client’s window while performing a repair or a client trips over your equipment and gets injured, public liability insurance helps cover the cost of any claims made against you.
2. Client or Contract Requirements: Many clients, especially businesses or property managers, may require proof of public liability insurance before hiring a handyman. Having this coverage can help you secure more jobs and build trust with potential customers.
3. Financial Security: Without public liability insurance, you could face large out-of-pocket expenses if a claim is made against you. From legal fees to compensation payments, the costs can be significant and may threaten the financial stability of your business. Public liability insurance provides a safety net, ensuring you’re not personally liable for these expenses.
4. Compliance and Professionalism: In Australia, handymen who work on larger projects or for commercial clients may be required to have public liability insurance to comply with industry standards and legal regulations. Carrying insurance demonstrates your professionalism and commitment to providing a safe and reliable service.
5. Peace of Mind: Running a handyman business comes with inherent risks. With public liability insurance, you can focus on providing excellent service, knowing that you’re covered if something goes wrong. This peace of mind is essential, allowing you to work with confidence.
handyman PUBLIC liability Insurers compared
Depending on the cover required and your occupation, we aim to provide you with 3 comparable quotes. For some insurance types and occupations, it may be more difficult to get quotes from insurers, in which case we will provide you with what we believe is the most appropriate cover option based on what you told us.
Why public Liability Comparison
- In a recent market comparison, our quotes were sometimes up to 50% cheaper than others provided by competitors. Instant quotes aren’t always better quotes – it’s worth the wait while we do the hard work in getting you appropriate cover options with competitive pricing.
- We aren’t a third party comparable website like some of our competitors, we continue to manage your policy once the cover is placed.
- Your insurance policy is managed by your Account Manager for the life of the policy. Not only does that mean that you have a real person that you can call, but most importantly – we manage the entire claims process on your behalf with the insurer. Acting as your ally, escalating if needed and fighting for the rightful outcome. Saving you the hassle of trying to deal and negotiate with an insurer.
- We can usually provide quotes the same day (Monday to Friday) – to get you covered and on site quickly. Choose from an annual or pay by the monthly policy depending on your cashflow.
- We help make insurance simple and easy to manage – we can help with all of your insurance needs, from Public Liability, General Property (Tools Cover) and Personal Accident, right through to Commercial Motor, Business Packages and Corporate Travel (and more!)
DON'T JUST TAKE OUR WORD FOR IT
Insure 247
8/328 Scottsdale Drive, Robina
- I dealt with Insure247 for My Business Insurance, and found they got me the best price, and covered everything to meet my business insurance needs. I am very happy with the prompt and efficient service. Thank You Insure247 team, top marks … More for top service. Kind Regards, Warren
- Caleb is fantastic! We’ve got a small gardening business with some niche services that needed a bit of work to get the right cover. Other brokers didn’t call me back (I assume because it wasn’t straight forward and a small contract). Caleb … More and the team stuck with me and we got over that suits us perfectly.
If this service continues I’ll gladly continue with Insure 247 when we’re turning over millions. - I had a great experience with this insurance broker. They helped me find the best policy for my needs and budget. The account manager Nadine was professional and very helpful. She answered all my questions and explained everything clearly. … More She also followed up with me regularly and made sure I was satisfied with the service. Moreover, she managed to arrange a policy before the due date due to my request for urgent action. I highly appreciate her efficiency and responsiveness. I highly recommend this broker and Nadine to anyone looking for insurance.
Publicliabilitycomparison.com.au by Insure 247 Ausure Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433.
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.
