Do Painters need Public Liability Insurance?

Yes, painters need public liability insurance in Australia because it protects them from financial liability in case they cause damage or injury to third parties while performing their work.

Painting involves the use of various tools, equipment, and chemicals, which can potentially cause damage or harm to property, people, or the environment. For instance, a painter may accidentally spill paint on a customer’s expensive carpet, causing damage that requires costly repairs. Alternatively, a painter may accidentally injure a passerby while carrying equipment into a building.

If such incidents occur, the painter may be held legally responsible for the damages and may be required to pay compensation to the affected parties. Without public liability insurance, the painter would be liable to pay for the damages out of their own pocket, which can be financially devastating.

We make it easy to get a Public Liability quote, get started below.

We make it easy to get painters public liability quotes, get started below.

Why do Painters need Public Liability insurance?

Here are five reasons why painters need public liability insurance:

1.Protection against third-party claims: Public liability insurance provides protection to painters against third-party claims arising from damage or injury caused during the course of their work. This includes accidental damage to property, injury to a person, or damage to the environment.

2. Legal expenses coverage: In case of a claim, public liability insurance covers the legal expenses incurred by the painter to defend themselves in court. This can include the cost of hiring a lawyer and other legal fees.

3. Compensation payments: If a painter is found liable for causing damage or injury to a third party, public liability insurance covers the compensation payments that they are required to make. This can include the cost of repairs, medical expenses, and other related costs.

4. Reassurance for customers: Having public liability insurance can provide reassurance to customers that the painter is a responsible and reliable professional. It can also make it easier for painters to win contracts and bids for work.

5. Compliance with legal requirements: In some cases, public liability insurance may be required by law. For example, some government contracts or building regulations may require painters to have public liability insurance in place before they can start work. Having this insurance in place can help painters stay compliant with legal requirements and avoid potential fines or legal issues.


Compare Quotes for Painters Public Liability Insurance

Public Liability Comparison helps Painters find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Painters in Sydney & NSW, SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.


  • We’re real people, in Australia that provide you with only reputable insurer quotes you can rely on.

  • We do the hard work for you by comparing quotes from multiple insurers for your liability insurance.

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.


Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 171 reviews

  • Avatar Esteban Gimeno ★★★★★ 5 months ago
    Great team! Awesome costumers service and competitive prices! I been working with Caleb and my experience has been great at all time.
  • Avatar moey Zahedi ★★★★★ 7 months ago
    I have spoken to corey about taking an insurance for my business he was very helpful he is honest. He explains everything about which insurance is good for your business he doesn't waste your time and straight forward person
    I would
    … More recommend them for any tradie.
    Corey is the man to speak to about your insurance.
    Thank you very much mate
    Kind regards SZ
  • Avatar Claudia Bejenaru ★★★★★ 11 months ago
    Working with Karen at Insure 247 was a great experience: clear and swift communication and great service for our company's needs. Karen was very accommodating and understood exactly what we were looking for. Highly recommend. by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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