Do Consultants need Public Liability Insurance?

Yes, consultants in Australia generally need public liability insurance to protect themselves from potential legal and financial liabilities arising from their work.

Consultants provide professional advice, services, or opinions to clients, which can be relied upon to make important business decisions. If a consultant makes an error or omission in their work, it can cause financial loss or damage to their clients. For example, a consultant may provide advice that results in a client losing money, or they may inadvertently breach a client’s confidentiality.

In such cases, a client may make a claim against the consultant for compensation or damages, and if the consultant is found liable, they may be required to pay significant amounts of money. This is where public liability insurance comes in.

We make it easy to get a Public Liability quote, get started below.

We make it easy for consultants to get public liability quotes, start below.

Why do Consultants need Public Liability insurance?

Here are some reasons why consultants need public liability insurance:

1.Protection against third-party claims: Public liability insurance provides protection to consultants against third-party claims arising from their work. This includes claims for bodily injury, property damage, or financial loss that may arise due to the consultant’s advice or services.

2. Legal expenses coverage: In case of a claim, public liability insurance covers the legal expenses incurred by the consultant to defend themselves in court. This can include the cost of hiring a lawyer and other legal fees.

3. Compensation payments: If a consultant is found liable for causing damage or loss to a third party, public liability insurance covers the compensation payments that they are required to make. This can include the cost of repairs, medical expenses, and other related costs.

4. Reassurance for clients: Having public liability insurance can provide reassurance to clients that the consultant is a responsible and reliable professional. It can also make it easier for consultants to win contracts and bids for work.

5. Compliance with legal requirements: In some cases, public liability insurance may be required by law. For example, some government contracts or industry regulations may require consultants to have public liability insurance in place before they can start work. Having this insurance in place can help consultants stay compliant with legal requirements and avoid potential fines or legal issues.


Compare Quotes for Consultants Public Liability Insurance

Public Liability Comparison helps Consultants find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Consultants in SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne, Sydney & NSW and throughout rural Australia.


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Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 171 reviews

  • Avatar Esteban Gimeno ★★★★★ 10 months ago
    Great team! Awesome costumers service and competitive prices! I been working with Caleb and my experience has been great at all time.
  • Avatar moey Zahedi ★★★★★ a year ago
    I have spoken to corey about taking an insurance for my business he was very helpful he is honest. He explains everything about which insurance is good for your business he doesn't waste your time and straight forward person
    I would
    … More recommend them for any tradie.
    Corey is the man to speak to about your insurance.
    Thank you very much mate
    Kind regards SZ
  • Avatar Claudia Bejenaru ★★★★★ a year ago
    Working with Karen at Insure 247 was a great experience: clear and swift communication and great service for our company's needs. Karen was very accommodating and understood exactly what we were looking for. Highly recommend. by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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