Restaurants Public Liability Insurance

Do Restaurants need Public Liability Insurance?

Yes, restaurants should have public liability insurance. This type of insurance is designed to protect businesses in case they are found legally responsible for any harm or injury caused to a member of the public, or damage to their property, as a result of their business activities.

For restaurants, public liability insurance could cover accidents that happen on the business premises, such as slips or falls, or damage to a customer’s property while they are dining. It can also cover incidents that occur when delivering food to customers or exhibiting products at events.

Without public liability insurance, a restaurant could face significant financial losses if they are found liable for damages, legal fees, and compensation payments. Therefore, it is a wise investment for any restaurant to have public liability insurance to protect their business from such risks. Additionally, Australia generally requires restaurants to have this type of insurance to operate legally.

We make it easy to get a Public Liability quote, get started below.

We make it easy for restaurants to get public liability quotes, start below.

Why do Restaurants need Public Liability insurance?

Restaurants in Australia need public liability insurance for several reasons, including:

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a customer or member of the public) suffers an injury or damage to their property as a result of the restaurant’s activities. If the business is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Legal requirements: In Australia, restaurants may be legally required to have public liability insurance as part of their business registration or licensing requirements. Additionally, many landlords or shopping centers require proof of insurance before allowing businesses to operate on their premises.

3. Peace of mind: Public liability insurance can give restaurant owners peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on running their business without worrying about the potential risks.

4. Business reputation: If a customer suffers an injury or damage to their property while dining at a restaurant, it could damage the business’s reputation. Public liability insurance can help mitigate this risk by showing that the business takes responsibility for any accidents that may occur and has the financial resources to handle any potential claims



Compare Quotes for Restaurants Public Liability Insurance

Public Liability Comparison helps Restaurants find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Restaurants in Melbourne & Vic, NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth and throughout rural Australia.

Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.


  • We do the hard work for restaurants by comparing public liability quotes from multiple insurers for their insurance.


  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

DON'T JUST TAKE OUR WORD FOR IT by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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