PUBLIC LIABILITY INSURANCE FOR Retailers

Retailers Public Liability Insurance

Do Retailers need Public Liability Insurance?

Yes, retailers in Australia generally need public liability insurance to protect themselves and their business against potential legal and financial liabilities arising from their operations.

Retailers may have customers visiting their premises, and accidents can happen. For example, a customer may slip and fall in the store, or a product may cause harm or damage to a customer’s property. If a claim is made against the retailer for compensation or damages, and they are found liable, they may be required to pay significant amounts of money.

We make it easy to get a Public Liability quote, get started below.

We make it easy to get retailers public liability quotes, get started below.

Why do Retailers need Public Liability insurance?

There are several reasons why retailers need public liability insurance in Australia, including:

1.Accidents can happen: Retailers often have customers visiting their premises, and accidents can happen. A customer may slip and fall in the store, or a product may cause harm or damage to a customer’s property. If a claim is made against the retailer for compensation or damages, public liability insurance can provide coverage for legal costs and compensation payments.

2. Protecting against legal liabilities: Retailers can face legal liabilities for a range of reasons, such as product liability, breach of contract, or negligence. Public liability insurance can help protect against these legal liabilities and provide coverage for legal costs and compensation payments that may be required.

3. Compliance with legal requirements: In some cases, public liability insurance may be required by law. For example, some shopping centers or landlords may require retailers to have public liability insurance in place before they can operate in their premises. Having this insurance in place can help retailers stay compliant with legal requirements and avoid potential fines or legal issues.

4. Protection for assets and property: Public liability insurance can also provide protection for the retailer’s assets and property, as well as for the property of others. For example, if a retailer accidentally causes damage to a neighboring store, public liability insurance can provide coverage for the cost of repairs.

5. Reassurance for customers: Having public liability insurance can provide reassurance to customers that the retailer is a responsible and reliable business. It can also make it easier for retailers to attract and retain customers, as they are seen as being proactive in protecting their customers’ interests.

RETAILERS PUBLIC LIABILITY INSURERS COMPARED INCLUDE AIG, ALLIANZ,  CGUHOLLARDQBEVERO, AND ZURICH*.


Compare Quotes for Retailers Public Liability Insurance

Public Liability Comparison helps Retailers find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Retailers in SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne, Sydney & NSW and throughout rural Australia.

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About Your Business


We are unable to assist with event, market stall or short term insurance (less than 12 months).

About your insurance requirements

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Your Insurance Requirements

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Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



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How does your business operate?






Declaration and Duty of Disclosure

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1. Has the insured or any insured party ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?

2. In the last 5 years ever been placed in receivership or liquidation or declared bankrupt or are you in the process of being declared bankrupt?

3. Within the last 5 years, has the insured or any insured party been charged or convicted of a criminal offence?

4. Is any of the property in disrepair or in poor condition or are there any other facts that could affect the insurers assessment of the risk?

5. In the last 5 years, has the insured had any business-related claims?

 
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Your quotes will come from the Insure 247 Team.

Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.

     

  • We do the hard work for retailers by comparing public liability quotes from multiple insurers for their insurance.

     

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

DON'T JUST TAKE OUR WORD FOR IT

Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 175 reviews

  • Warren Hick’s Avatar Warren Hick ★★★★★ a year ago
    I dealt with Insure247 for My Business Insurance, and found they got me the best price, and covered everything to meet my business insurance needs. I am very happy with the prompt and efficient service. Thank You Insure247 team, top marks … More for top service. Kind Regards, Warren
  • McDonald Hunter Gardens’s Avatar McDonald Hunter Gardens ★★★★★ a year ago
    Caleb is fantastic! We’ve got a small gardening business with some niche services that needed a bit of work to get the right cover. Other brokers didn’t call me back (I assume because it wasn’t straight forward and a small contract). Caleb … More and the team stuck with me and we got over that suits us perfectly.
    If this service continues I’ll gladly continue with Insure 247 when we’re turning over millions.
  • Anwar Aziz’s Avatar Anwar Aziz ★★★★★ 3 years ago
    I had a great experience with this insurance broker. They helped me find the best policy for my needs and budget. The account manager Nadine was professional and very helpful. She answered all my questions and explained everything clearly. … More She also followed up with me regularly and made sure I was satisfied with the service. Moreover, she managed to arrange a policy before the due date due to my request for urgent action. I highly appreciate her efficiency and responsiveness. I highly recommend this broker and Nadine to anyone looking for insurance.

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