Clothing Retailers & Wholesalers

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PUBLIC LIABILITY INSURANCE FOR Clothing Retailers & Wholesalers

Clothing Retailers Public Liability Insurance

Do Clothing Retailers & Wholesalers need Public Liability Insurance?

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Yes, clothing retailers and wholesalers should have public liability insurance. This type of insurance is designed to protect businesses in case they are found legally responsible for any harm or injury caused to a member of the public, or damage to their property, as a result of their business activities.

For clothing retailers and wholesalers, public liability insurance could cover accidents that happen on the business premises, such as slips or falls, or damage to a customer’s property while they are trying on clothes. It can also cover incidents that occur when delivering goods to customers or exhibiting products at events.

Without public liability insurance, a business could face significant financial losses if they are found liable for damages, legal fees, and compensation payments. Therefore, it is a wise investment for any clothing retailer or wholesaler to have public liability insurance to protect their business from such risks.

We make it easy to get a Public Liability quote, get started below.

Why do Clothing Retailers & Wholesalers need Public Liability insurance?

Clothing retailers and wholesalers need public liability insurance for several reasons, including: 

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a customer or member of the public) suffers an injury or damage to their property as a result of the retailer or wholesaler’s activities. If the business is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Legal requirements: Depending on the regulations, clothing retailers and wholesalers may be legally required to have public liability insurance. For example, some local governments or shopping centers may require proof of insurance before allowing businesses to operate on their premises.

3. Peace of mind: Public liability insurance can give business owners peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on running their business without worrying about the potential risks.

4. Business reputation: If a customer suffers an injury or damage to their property while on a retailer or wholesaler’s premises, it could damage the business’s reputation. Public liability insurance can help mitigate this risk by showing that the business takes responsibility for any accidents that may occur and has the financial resources to handle any potential claims.

Compare clothing retailers and wholesalers public liability quotes

clothing retailers & wholesalers PUBLIC liability Insurers compared

Compare Quotes for Clothing Retailers & Wholesalers Public Liability Insurance

Public Liability Comparison helps Clothing Retailers & Wholesalers find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Clothing Retailers & Wholesalers in SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne, NSW & Sydney, and throughout rural Australia.

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Please select... I know what insurance I need A full Insurance review by an Insurance Broker Please call me to discuss
 


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
Please select... $10 Million $20 Million $50 Million
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No

Protects premises from covered events such as theft, fire,  or natural disasters.
Please select... Not sure Brick Concrete Aluminium Iron/Steel Steel on a Steel Frame Steel on a Timber Frame Tile Fibro/Asbestos Fibro Glass Timber Canvas Other
Please select... Not sure Timber Concrete Other
Please select... Not sure Concrete Tile Asbestos Fibro/Asbestos Iron/Steel Fibro Glass Timber Other
Please select... Yes No
Please select... 0% Less than 15% Less than 30% More than 30%

Please select... Yes No

Please select... Yes No



Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
Please select... 12 months 18 months 24 months I'm not sureThe specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes NoCoverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type

Please select... Market Value Agreed Value

The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Please select... Yes No

Please select... Yes No
About the Vehicle






Please select... Yes No



Please select... Yes No


Please select... Yes No

Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

Please select... Market Value Agreed Value* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No


Please select... Yes No

Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Loss of income if you are unable to work following illness or injury
Personal Accident Required Information

Please select... Personal Accident Only Personal Accident and SicknessPersonal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Please select... Monthly AnnuallyReceive payments monthly or annually at claim time.

Please select... 7 Days 14 Days 21 Days 28 DaysPeriod between when the claim occurs and when you will begin to receive payment.

Please select... 52 Weeks 104 WeeksIn the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.

Please select... Yes No

Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Please select... Yes No
Claim Details

Please select... 2024 2023 2022 2021 2020 2019



Please select... Advertising - Sponsorship Advertising (Newspaper, Billboard, Bus, Signage) Business Referral Google Social Media Word of Mouth Other

 
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Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.

  • We do the hard work for clothing retailers and wholesalers  by comparing public liability quotes from multiple insurers for their insurance.

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

DON'T JUST TAKE OUR WORD FOR IT

Publicliabilitycomparison.com.au by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

Restaurants

PUBLIC LIABILITY INSURANCE FOR Restaurants

Restaurants Public Liability Insurance

Do Restaurants need Public Liability Insurance?

Yes, restaurants should have public liability insurance. This type of insurance is designed to protect businesses in case they are found legally responsible for any harm or injury caused to a member of the public, or damage to their property, as a result of their business activities.

For restaurants, public liability insurance could cover accidents that happen on the business premises, such as slips or falls, or damage to a customer’s property while they are dining. It can also cover incidents that occur when delivering food to customers or exhibiting products at events.

Without public liability insurance, a restaurant could face significant financial losses if they are found liable for damages, legal fees, and compensation payments. Therefore, it is a wise investment for any restaurant to have public liability insurance to protect their business from such risks. Additionally, Australia generally requires restaurants to have this type of insurance to operate legally.

We make it easy to get a Public Liability quote, get started below.

We make it easy for restaurants to get public liability quotes, start below.

Why do Restaurants need Public Liability insurance?

Restaurants in Australia need public liability insurance for several reasons, including:

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a customer or member of the public) suffers an injury or damage to their property as a result of the restaurant’s activities. If the business is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Legal requirements: In Australia, restaurants may be legally required to have public liability insurance as part of their business registration or licensing requirements. Additionally, many landlords or shopping centers require proof of insurance before allowing businesses to operate on their premises.

3. Peace of mind: Public liability insurance can give restaurant owners peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on running their business without worrying about the potential risks.

4. Business reputation: If a customer suffers an injury or damage to their property while dining at a restaurant, it could damage the business’s reputation. Public liability insurance can help mitigate this risk by showing that the business takes responsibility for any accidents that may occur and has the financial resources to handle any potential claims

RESTAURANTS PUBLIC LIABILITY INSURERS COMPARED INCLUDE AIG, ALLIANZ,  CGUHOLLARDQBEVERO, AND ZURICH*.

 

Compare Quotes for Restaurants Public Liability Insurance

Public Liability Comparison helps Restaurants find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Restaurants in Melbourne & Vic, NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth and throughout rural Australia.

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Request a Quote for your Business Insurance

Let's get you some quotes - tell us a little about you. 

If your business or occupation does not appear in the list, please select 'Other'.

Please note that we are unable to provide short term insurance (under 12 months), including for one off events. 

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Please select... ACT NSW NT QLD SA TAS VIC WA

Tell us a little about your business.



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We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

If you are unsure to any of the answers - please leave them blank.


Please select... I know what insurance I need A full Insurance review by an Insurance Broker Please call me to discuss
 


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
Please select... $10 Million $20 Million $50 Million
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No

Protects premises from covered events such as theft, fire,  or natural disasters.
Please select... Not sure Brick Concrete Aluminium Iron/Steel Steel on a Steel Frame Steel on a Timber Frame Tile Fibro/Asbestos Fibro Glass Timber Canvas Other
Please select... Not sure Timber Concrete Other
Please select... Not sure Concrete Tile Asbestos Fibro/Asbestos Iron/Steel Fibro Glass Timber Other
Please select... Yes No
Please select... 0% Less than 15% Less than 30% More than 30%

Please select... Yes No

Please select... Yes No



Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
Please select... 12 months 18 months 24 months I'm not sureThe specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes NoCoverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type

Please select... Market Value Agreed Value

The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Please select... Yes No

Please select... Yes No
About the Vehicle






Please select... Yes No



Please select... Yes No


Please select... Yes No

Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

Please select... Market Value Agreed Value* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No


Please select... Yes No

Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Loss of income if you are unable to work following illness or injury
Personal Accident Required Information

Please select... Personal Accident Only Personal Accident and SicknessPersonal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Please select... Monthly AnnuallyReceive payments monthly or annually at claim time.

Please select... 7 Days 14 Days 21 Days 28 DaysPeriod between when the claim occurs and when you will begin to receive payment.

Please select... 52 Weeks 104 WeeksIn the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.

Please select... Yes No

Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Please select... Yes No
Claim Details

Please select... 2024 2023 2022 2021 2020 2019



Please select... Advertising - Sponsorship Advertising (Newspaper, Billboard, Bus, Signage) Business Referral Google Social Media Word of Mouth Other

 
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Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.

     

  • We do the hard work for restaurants by comparing public liability quotes from multiple insurers for their insurance.

     

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

DON'T JUST TAKE OUR WORD FOR IT

Publicliabilitycomparison.com.au by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

Why Are Public Liability Premiums Increasing?

Are Public Liability Premiums Increasing?

According to Steve Sloan from Publicliabilitycomparison.com.au public liability premiums are increasing, and here’s why.

Insurers Hardening Market

“Insurers have been through a cycle of lower premiums that have reduced the returns to their shareholders. They are now in the position where they need to raise the premiums to improve the situations. Lower premiums coming to an end

Many public liability insurers that last year were offering lower premiums to get new policy holders are raising the premium on renewal

More excess in the event of a claim

Others are raising the standard excess in the event of claim, most have gone from the first $400 to $500, making claimants think twice about claiming in the event of small third party property losses.

Stamp Duties

Most states use insurance stamp duty to balance their budget. NSW in particular removed stamp duty only to reinstate in a move that left consumers and insurers confused and out of pocket, as NSW controls so much of the insurance pool, the administration costs of the changes were reflected in premiums across the country.

Insurers mergers and acquisitions

Some of the insurers that’s offer public liability insurance for tradies and small business have gone through some ownership and management changes. This includes brands like Calibre, Vero and Zurich.”

Steve Sloan recommends getting a comparison every time your policy is due for renewal. “Let the market cycles help you get the best premium, but check with your broker to make sure the policy wording and inclusions are the same or better than your existing cover.”

Public Liability Compared

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Builders

Builders Public Liability insurance

Builders Public Liability Insurance

Do builders needs public liability insurance?

Yes, builders in Australia should have public liability insurance. This type of insurance is designed to protect businesses in case they are found legally responsible for any harm or injury caused to a member of the public, or damage to their property, as a result of their business activities.

For builders, public liability insurance could cover accidents that happen on the construction site, such as slips and falls or damage to a neighbor’s property. It can also cover incidents that occur during transportation of materials or while exhibiting products at events.

Without public liability insurance, a builder could face significant financial losses if they are found liable for damages, legal fees, and compensation payments. Therefore, it is a wise investment for any builder to have public liability insurance to protect their business from such risks.

Moreover, some clients may require proof of public liability insurance before hiring a builder, as it can provide them with peace of mind knowing that the construction project is covered in case of any accidents or incidents.

It is important to note that builders may also require other forms of insurance, such as workers’ compensation insurance and professional indemnity insurance, depending on their specific operations and risks.

We make it easy to get a public liability quote, get started below.

Why do builders needs public liability insurance?

Builders in Australia need public liability insurance for several reasons, including:

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a member of the public or a client) suffers an injury or damage to their property as a result of the builder’s activities. If the builder is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Contractual requirements: Many clients in the construction industry require builders to have public liability insurance as a condition of their contract. Without this insurance, a builder may not be able to secure work with these clients, limiting their opportunities in the industry.

3. Legal requirements: In some Australian states, public liability insurance may be legally required for builders as part of their licensing or registration requirements.

4. Peace of mind: Public liability insurance can give builders peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on their work without worrying about the potential risks.

5. Protection against damage to neighboring property: Builders may accidentally cause damage to neighboring properties during construction activities. Public liability insurance can provide cover for such damages, protecting the builder from financial losses.

Compare builders public liability quotes

BUILDERS PUBLIC liability Insurers compared include 

Compare Quotes for Builders Public Liability Insurance

Public Liability Comparison helps Builders find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Builders in SA & Adelaide, NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.

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If your business or occupation does not appear in the list, please select 'Other'.

Please note that we are unable to provide short term insurance (under 12 months), including for one off events. 

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Please select... ACT NSW NT QLD SA TAS VIC WA

Tell us a little about your business.



Please select... Yes No


Please select... Yes No



Please select... Yes No

Please select... Yes No

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Tell us a little more about your business.

We're going to ask you some questions about your requirements so that we can get the quote process started. The more details you give us, the quicker we are able to go to market to provide you with comparable quotes. If you are unsure what you need or prefer to talk with someone, please skip through the pages and submit the quote request. 

If you are unsure to any of the answers - please leave them blank.


Please select... I know what insurance I need A full Insurance review by an Insurance Broker Please call me to discuss
 


Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
Please select... $10 Million $20 Million $50 Million
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No

Protects premises from covered events such as theft, fire,  or natural disasters.
Please select... Not sure Brick Concrete Aluminium Iron/Steel Steel on a Steel Frame Steel on a Timber Frame Tile Fibro/Asbestos Fibro Glass Timber Canvas Other
Please select... Not sure Timber Concrete Other
Please select... Not sure Concrete Tile Asbestos Fibro/Asbestos Iron/Steel Fibro Glass Timber Other
Please select... Yes No
Please select... 0% Less than 15% Less than 30% More than 30%

Please select... Yes No

Please select... Yes No



Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
Please select... 12 months 18 months 24 months I'm not sureThe specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes No
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Please select... Yes NoCoverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type

Please select... Market Value Agreed Value

The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Please select... Yes No

Please select... Yes No
About the Vehicle






Please select... Yes No



Please select... Yes No


Please select... Yes No

Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

Please select... Market Value Agreed Value* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No


Please select... Yes No

Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Loss of income if you are unable to work following illness or injury
Personal Accident Required Information

Please select... Personal Accident Only Personal Accident and SicknessPersonal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Please select... Monthly AnnuallyReceive payments monthly or annually at claim time.

Please select... 7 Days 14 Days 21 Days 28 DaysPeriod between when the claim occurs and when you will begin to receive payment.

Please select... 52 Weeks 104 WeeksIn the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.

Please select... Yes No

Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Please select... Yes No
Claim Details

Please select... 2024 2023 2022 2021 2020 2019



Please select... Advertising - Sponsorship Advertising (Newspaper, Billboard, Bus, Signage) Business Referral Google Social Media Word of Mouth Other

 
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Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.

     

  • We do the hard work for builders by comparing public liability quotes from multiple insurers for their insurance.

     

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

DON'T JUST TAKE OUR WORD FOR IT

Publicliabilitycomparison.com.au by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.