As a sole trader do I need workers compensation insurance?

Workers compensation insurance

As a sole trader do I need workers compensation insurance?

As contractors you may be asked to provide a copy of your public liability insurance policy and also prove you have workers compensation, however in most states if you are a sole trader, proprietor or a member of a partnership, you are not a worker of your own business. Therefore, you cannot register for WorkCover, Workers Compensation insurance for yourself.

Consider other options

You may have to consider other option like income protection insurance.

 

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.

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What Limit Of Liability Do I Require?

Slippery When Wet $650000 Fine

 

Does Public Liability Insurance Cover My Staff?

Does Public Liability Insurance Cover My Staff?

Public Liability Insurance covers your business in the event of property damage or personal injury to a member of the public (including your clients) as a result of your business activities. This would include if that incident was caused by a member of the staff, it would not, however, cover injury to your staff for this you should consider workers compensation insurance.

Does public liability insurance cover my staff?

How can I cover my staff?

To arrange cover in the event of an injury to your staff, speak to a broker. Workers compensation insurance is available for most businesses in Australia.

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.

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What is public liability insurance?

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