What is public liability insurance?
If clients visit your business or your employees visit client sites you are at risk of a third party claim, that claim may be for personal injury or property damage.
Why do Australian Businesses need the cover?
Public liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage to property or economic loss resulting from your negligence.
What if you are a home based business?
Most home policies will include a liability component, however, this would be void if the third party was visiting your home for your businesses activities.
Is public liability insurance a legal requirement?
Not for all businesses in Australia, but unless you can afford to pay for a multi-million dollar claim, liability cover may be considered an essential item on your business budget. Even the Australian government Liability insurance urge businesses to seek the cover.
Read more about on the Australian Competition and Consumer Commission website.
- See information about insurance in your state or territory.
- Compare Public Liability Insurance Quotes from leading Australian Insurers
What is Broadform Liability?
Broadform Liability usually covers both public liability insurance and product liability insurance.
Check with our team when you get a quote to see if you require Broadform Liability.
Public and Products Liability Insurance Quotes
Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs
PUBLIC LIABILITY INSURERS USED MAY INCLUDE:
* Insurers may include Allianz, AIG, Altiora, Ansvar, Arena, CGU, Caibre, CGU, Highstreet Underwriting, QBE, WR Berkley, Sports Underwriting, Vero, Zurich