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What is not covered in Youi Business Liability Insurance

business-liability-insurance

Youi Business Liability Insurance

We recently use LMI-Policy comparison to see how Youi Business Liability Insurance compared with the Steadfast policies used on Publicliabilitycomparison.com.au

Youi does not cover Advertising Injury a standard feature with a Steadfast policy

The other related benefits not covered include;

  • Care Custody & Control - Premises Leased or Rented to Insured
  • Care Custody & Control - Premises Temporarily Occupied by Insured
  • Care Custody & Control - Employees Property
  • Care Custody & Control - Vehicles in Free Car Park Owned or Operated by Insured
  • Claims Preparation Costs
  • Pollution - Costs of Cleaning up Nullifying Removing etc Following Sudden Accidental Release Dispersal

All of these Related Benefits are standard in the Steadfast policy offered from insurers like AIG, Allianz, Calibre, CGU, QBE, Vero and Zurich.

What is Advertising Injury

“Advertising Injury” means: Injury arising out of defamation, or any unintentional breach of the misleading or deceptive conduct provisions of the Trade Practices Act 1974 (Commonwealth) or Schedule 2 to the Competition and Consumer Act 2010 (The Australian Consumer Law (ACL)), or any Fair Trading or similar legislation of any country, state or territory; or any infringement of copyright or passing off of title or slogan; or unfair competition, piracy, misappropriation of advertising ideas or style of doing business; or invasion of privacy; committed or alleged to have been committed during the Period of Insurance in any advertisement, publicity article, broadcast or telecast and caused by or arising out of Your advertising activities.

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure

Public and Products Liability Insurance Quotes

Compare Public Liability Insurance

 

1300-Insure

Public Liability Compared

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

 

Policies compared

YOUI-BusLiab_0714 1/07/2014

Lumley General and Products Liability
GLIPDS25000_0411 1/04/2011

Vero Business Insurance
V6778_V3_0314C 1/03/2014

Zurich Business Insurance
PCUS-007459_V2_0214 12/03/2014

 

This comparison has been independently compiled by Policy Comparison International Pty Ltd.
The comparisons provided above have been prepared as a guide and they are not intended to be exhaustive. Comparisons are based on the Insurer’s standard policy. Actual terms and conditions may be subject to amendment by negotiation or where the Insurer applies endorsements to suit particular circumstances. While the utmost care has been taken in the preparation of the guide, it should not be used or relied upon as a substitute for detailed advice or as a basis for making a business, financial or insurance decision.
The product itself is only one criterion that should be considered when making a decision on what policy to accept. Other criteria are claims service, the financial strength of the underwriter and price. A decision on any one criterion alone is certainly not recommended.

 

 

How Much Public Liability Insurance Cover Should I Have?

 

https://publicliabilitycomparison.com.au/compare-public-liability-quotes-handyman/

 

The chairs that could cost your business three hundred thousand dollars

 

Public Liability Insurance Cafes

Public Liability Insurance Cafes

Based on $5 Million Cover with up to 5 employees up to $100,000 income, public liability insurance cafes quotes from $499* to $785 from AIG, Allianz, CGU, Greatchoice, HCi, QBE, Protecsure, Vero and Zurich

*Excludes licensed cafes and may depend on number of seats within, the cafe, some insurers may require 3 years experience

Complete the form below or call us on 1300 046 787 13000 Insure

Once completed we will get quotes from our insurer panel to find the right policy at the right price. Australia wide coverage

PUBLIC LIABILITY INSURERS USED INCLUDE:

Public Liability Insurance Cafes

INSURERS COMPARED INCLUDE AIGALLIANZ, CHUBB CGUHCIQBEVERO, AND ZURICH*.

Your quotes will come from the Insure 247 Team

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

At Publicliabilitycomparison.com.au we quote broadform liability cover, this covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability. Property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs

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Insure 247 Australia is a member of the largest insurance broker network in Australasia, the Steadfast Group.
Comprised of 306 brokerages with over 500 offices, the group generated over $5 billion in insurance sales in FY14. This scale gives Steadfast enormous buying power, flexibility, and influence when negotiating with major insurers on behalf of Steadfast brokers and results in us being able to provide our customers with access to multiple insurance companies, a broad range of products, competitive pricing, valuable advice and quality service.
As a Steadfast network insurance broker, you get the best of both worlds – local and personalised service, with the insurance expertise and support of a large organisation.

The strength you need.

Compare Public Liability Insurance Explained Click Here

Compare policies from leading Australian Insurers, compare claims ratings, financial ratings, excesses, and inclusions.
Publicliabilitycomparison.com.au uses Steadfast Technolgy and Insure 247 Software to approach a network of insurers and specialist underwriters for public liability insurance quotes, and through our licensee Ausure and Steadfast we have access to all major insurance markets.

Handyman

Public Liability Insurance For Handman

Public Liability for Handyman based on $5 Million Cover with 1 employee up to $100,000 income, quotes from $405 to $856 from AIG, Allianz, CGU, HCi, QBE, Vero and Zurich

Complete the form below or call us on 1300 046 787 13000 Insure

Once completed we will get quotes from our insurer panel to find the right policy at the right price. Australia wide coverage

We can also compare Tools of the Trade and General property in your quote



Public Liability Compared

PUBLIC LIABILITY INSURERS USED INCLUDE:

      

Handyman Public Liability

Your quotes will come from the Insure 247 Team

CLICK HERE FOR A CLAIM COMPARISON OF PUBLIC LIABILITY INSURERS

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Publiclaibiltycomparison.com.au is brought to you by Insure 247 to assist Australian business compare Public Liability Insurance quotes from leading Australian Business Insurers :

Insure 247 Let's get you covered

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

The Insure 247 Team is here to Help with your business insurance needs, our team of specialist are experts in small to medium enterprise (SME) insurance. As well as your business needs the team can also look after you and your family’s needs. The Insure 247 Team has access to a network of insurers and specialist underwriters, and through our licensee Ausure and Steadfast access to all major insurance markets The Insure 247 Team is Gold Coast based but services a client base Australia wide

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

Public Liability Insurance Quotes for Cafes

Bricklayers Public Liability Insurance

Public Liability Insurers Claims Ratings

Commercial Cleaners Public Liability Insurance

Based on Commercial Cleaners with $5 Million Cover with 1 employee up to $100,000 income, quotes from $472* to $867 from AIG, Allianz, Chubb, CGU, High Street Underwriting, QBE, Protecsure, Vero and Zurich' *Some Insurers exclude cleaning of supermarkets and shopping centres, some insurers may require 3 years experience

Complete the form below or call us on 1300 046 787 - 13000 Insure

Once completed we will get quotes from our insurer panel to find the right policy at the right price. Australia wide coverage

Commercial Cleaners

INSURERS COMPARED INCLUDE AIGALLIANZ, CHUBB CGUHCIQBEVERO, AND ZURICH*.

At Publicliabilitycomparison.com.au we quote broadform liability cover, this covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability. Property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

Your quotes will come from the Insure 247 Team

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs

What Limit Of Liability Do I Need
What Limit Of Liability Do I Require?
What Limit Of Liability Do I Require? When you start to look for Public Liability Insurance, one of the first
Read more.
Is Faulty workmanship covered?
Is Faulty Workmanship Covered Under My Public Liability Insurance
Is Faulty Workmanship Covered Under My Public Liability Insurance? We asked Steve Sloan a broker with Insure 247, if we
Read more.
Insurance and GST
Public Liability Insurance and GST
Insurance and GST: some benefits for your small business The good news with insurance and GST! When you own your
Read more.
Sports Public Liability Insurance
As well as offering public liability comparisons for Australian businesses we can also offer quotes for public liability insurance packages
Read more.
Insurance Claims
Insurance Claims tips for small business owners
Insurance Claims tips for small business owners When you’re put in a position of having to make a claim on
Read more.
Underwriting Agencies and Insurers Now Covering More Public Liability Risks
  Traditionally insurers like to stick to relatively low risk occupations when it comes time to insuring business public liability risks.  Insurance
Read more.
Claims Rating
Public Liability Insurers Claims Ratings
Public Liability Insurers Claims Ratings Public Liability Insurers Claims Ratings by LMI. How does your Insurer compare? LMI ClaimsComparison have
Read more.
https://publicliabilitycomparison.com.au/category/public-liability-insurance-faqs/
What’s Not Covered By Your Public Liability Insurance Policy
What's Not Covered By Public Liability Insurance Policy Not everything is included in a public liability insurance policy, so what's not
Read more.
Cafe public liability insurance
If A Bakery Makes Someone Sick Will Their Public Liability Policy Cover Their Clients?
If My Bakery Makes Someone Sick  Am I Covered? In the event of customer of a bakery, cafe or restaurant getting
Read more.
Is public liability insurance compulsory
Is Public Liability Insurance Compulsory in Australia?
Is Public Liability Insurance Compulsory in Australia? Public Liability Insurance is not required by law Public Liability Insurance is not
Read more.