Liability Insurance for Builders

PUBLIC LIABILITY INSURANCE FOR Liability Insurance for Builders

Builders Public Liability Insurance

Do Liability Insurance for Builders need Public Liability Insurance?

If you’re a builder, construction contractor, tradesperson, or general contractor in Australia, public liability insurance is essential for protecting your business.

Builders work on various types of projects, from residential homes to commercial buildings, and are regularly exposed to risks that could lead to property damage or injury to third parties. Whether you’re managing a small renovation or a large construction site, having public liability insurance ensures that you’re protected if something goes wrong.

As a builder, you often work in environments where accidents can happen, and the financial consequences of an incident can be substantial. Public liability insurance helps cover the costs of claims made by clients or members of the public if your work causes damage or injury.

It is important to note that builders may also require other forms of insurance, such as contract works insurance, workers’ compensation insurance and professional indemnity insurance, depending on specific operations and risks.

We make it easy to get a Public Liability quote, get started below.

What will your quote look like?

Depending on the cover required and your occupation, we aim to provide you with 3 comparable quotes. For some insurance types and occupations, it may be more difficult to get quotes from insurers, in which case we will provide you with what we believe is the most appropriate cover option based on what you told us.

Our partnerships with Zurich, Chubb, CGU, QBE and other leading insurers mean competitive pricing and strong relationships to help us negotiate and achieve better outcomes for clients.

The Above is a REAL quote example for a Carpenter in QLD with 100k of turnover, for $20 Million Liability (with no employees or Subbies). *Quote was valid on 1/10/24. Quotes will vary depending depending on the services, region and occupation. Quotes are only valid for 2 weeks before they expire.

Compare Quotes for Builders Public Liability Insurance

Public Liability Comparison helps Builders find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Builders in SA & Adelaide, NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.

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Compare Insurance Quotes from Public Liability Comparison

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What Insurance Do You Need?

Public & Products Liability

Yes

What level of indemnity do you require?

Please select... $5 Million $10 Million $20 Million $50 Million

General Property
(Tools of Trade)

Yes

General Property Sum Insured

Personal Accident

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Personal Accident Required Information

Cover Type

Please select... Personal Accident Only Personal Accident and SicknessPersonal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.

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Commercial Motor

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Management Liability

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Have you, or any person who will regularly drive the insured vehicle(s), had a license suspended in the last 5 years? *

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Contract Works

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Have you, or any person who will regularly drive the insured vehicle(s), had a suspended license in the last five (5) years? *

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Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. If you do not tell us something that is applicable to your insurance, the insurer may cancel your policy or reduce the amount that they will pay you if you make a claim, or both. If your failure to tell us is fraudulent, the insurer may refuse to pay a claim and make the policy contract void.

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Disclosure Questions and Claims History

1. Has the insured or any insured party ever had a claim declined or refused due to fraud, suspected fraud or suspicious circumstances?

2. In the last 5 years ever been placed in receivership or liquidation or declared bankrupt or are you in the process of being declared bankrupt?

3. Within the last 5 years, has the insured or any insured party been charged or convicted of a criminal offence?

4. Is any of the property in disrepair or in poor condition or are there any other facts that could affect the insurers assessment of the risk?

5. In the last 5 years, has the insured had any business-related claims?

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Additional Comments or Information to help us assist you:

Your quotes will come from the Insure 247 Team.

Contact Information

Why do builders needs public liability insurance?

Builders in Australia need public liability insurance for several reasons, including:

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a member of the public or a client) suffers an injury or damage to their property as a result of the builder’s activities. If the builder is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Contractual requirements: Many clients in the construction industry require builders to have public liability insurance as a condition of their contract. Without this insurance, a builder may not be able to secure work with these clients, limiting their opportunities in the industry.

3. Legal requirements: In some Australian states, public liability insurance may be legally required for builders as part of their licensing or registration requirements.

4. Peace of mind: Public liability insurance can give builders peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on their work without worrying about the potential risks.

5. Protection against damage to neighboring property: Builders may accidentally cause damage to neighboring properties during construction activities. Public liability insurance can provide cover for such damages, protecting the builder from financial losses.

public liability Insurers compared include Allianz, AIG, Blue Zebra, Brooklyn, Chubb, CGU, ProRisk, Mecon, Woodina Underwriting Agency, QBE, Protecsure, and Zurich*.

Compare builders public liability quotes

PUBLIC liability Insurers compared include

Depending on the cover required and your occupation, we aim to provide you with 3 comparable quotes. For some insurance types and occupations, it may be more difficult to get quotes from insurers, in which case we will provide you with what we believe is the most appropriate cover option based on what you told us.

Why public Liability Comparison

In a recent market comparison, our quotes were sometimes up to 50% cheaper than others provided by competitors. Instant quotes aren’t always better quotes – it’s worth the wait while we do the hard work in getting you appropriate cover options with competitive pricing.

We aren’t a third party comparable website like some of our competitors, we continue to manage your policy once the cover is placed.

Your insurance policy is managed by your Account Manager for the life of the policy. Not only does that mean that you have a real person that you can call, but most importantly – we manage the entire claims process on your behalf with the insurer. Acting as your ally, escalating if needed and fighting for the rightful outcome. Saving you the hassle of trying to deal and negotiate with an insurer.

We can usually provide quotes the same day (Monday to Friday) – to get you covered and on site quickly. Choose from an annual or pay by the monthly policy depending on your cashflow.

We help make insurance simple and easy to manage – we can help with all of your insurance needs, from Public Liability, General Property (Tools Cover) and Personal Accident, right through to Commercial Motor, Business Packages and Corporate Travel (and more!)

DON'T JUST TAKE OUR WORD FOR IT

Insure 247

8/328 Scottsdale Drive, Robina

4.7 175 reviews

Warren Hick ★★★★★ a year ago
I dealt with Insure247 for My Business Insurance, and found they got me the best price, and covered everything to meet my business insurance needs. I am very happy with the prompt and efficient service. Thank You Insure247 team, top marks … More for top service. Kind Regards, Warren
McDonald Hunter Gardens ★★★★★ a year ago
Caleb is fantastic! We’ve got a small gardening business with some niche services that needed a bit of work to get the right cover. Other brokers didn’t call me back (I assume because it wasn’t straight forward and a small contract). Caleb … More and the team stuck with me and we got over that suits us perfectly.
If this service continues I’ll gladly continue with Insure 247 when we’re turning over millions.
Anwar Aziz ★★★★★ 3 years ago
I had a great experience with this insurance broker. They helped me find the best policy for my needs and budget. The account manager Nadine was professional and very helpful. She answered all my questions and explained everything clearly. … More She also followed up with me regularly and made sure I was satisfied with the service. Moreover, she managed to arrange a policy before the due date due to my request for urgent action. I highly appreciate her efficiency and responsiveness. I highly recommend this broker and Nadine to anyone looking for insurance.

Publicliabilitycomparison.com.au by Insure 247 Ausure Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433.
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

Tutoring Service

PUBLIC LIABILITY INSURANCE FOR Tutoring Service

Tutors Public Liability Insurance

Do Tutors need Public Liability Insurance?

Yes, tutors in Australia may need public liability insurance. Public liability insurance provides coverage for any third-party claims for property damage, personal injury, or other losses that may arise as a result of the tutoring service’s work. This type of insurance is important for tutors as they often work with students in their homes or other locations where accidents or property damage could occur.

In addition, some Australian states and territories require tutoring services to have public liability insurance in order to obtain or maintain their business license. Even if it’s not required by law, having public liability insurance is still a wise investment for tutors to protect themselves and their businesses from unexpected and potentially costly claims.

It’s important for tutoring services to assess their level of risk and determine whether public liability insurance is necessary for their particular business. The level of risk may vary depending on the type of services they offer, the size of their business, and other factors.

We make it easy to get a Public Liability quote, get started below.

We make it easy for tutors to get public liability quotes, start below.

Why do Tutors need Public Liability Insurance?

Here are five reasons why tutors may need public liability insurance in Australia:

1. Protection against third-party claims: Public liability insurance provides coverage for any third-party claims for property damage, personal injury, or other losses that may arise as a result of the tutor’s work. This is important because tutors often work with students in their homes or other locations where accidents or property damage could occur.

2. Legal compliance: Some Australian states and territories require tutors to have public liability insurance in order to obtain or maintain their business license. Even if it’s not required by law, having public liability insurance can help tutors comply with industry standards and best practices.

3. Peace of mind: Having public liability insurance can give tutors peace of mind knowing that they are protected in the event of an unexpected claim. This can allow them to focus on their work without worrying about the financial impact of a potential claim.

4. Protection of personal assets: If a tutor is held liable for damages or losses as a result of their work, they may be required to pay compensation or legal costs. Without public liability insurance, this could result in the loss of personal assets or even bankruptcy.

5. Competitive advantage: Having public liability insurance can be a competitive advantage for tutors when attracting clients or working with other businesses. Many clients and businesses require proof of insurance before working with a tutor, so having public liability insurance can help tutors win more clients and grow their business.

TUTORS PUBLIC LIABILITY INSURERS COMPARED INCLUDE AIG, ALLIANZ, CGU, HOLLARD, QBE, VERO, AND ZURICH*.

Compare Quotes for Tutors Public Liability Insurance

Public Liability Comparison helps Tutors find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Tutors in NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth, Melbourne & Vic and throughout rural Australia.

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