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Public Liability Claim Scenarios

Public Liability Claim Scenarios

Public Liability Claim Scenarios fit into two areas 1) Personal Injury or 2) Property Damage.

In the past 12 months Insure 247 has processed a number of public liability property damage claims, these have included damaged scales by a cleaning business, broken shower glass by a plumber and broken windows by a lawn mowing contractor.

Personal injury claims are a little less common but tend to be a higher dollar value. Some insurers will offer a zero excess on personal injury claims.

In the event of a claim call your broker first because many, like Insure 247 will have a free claims assist service

If you are still unsure speak to a broker call 1300 046 787 13000 Insure

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Does Public Liability Insurance Cover My Staff?

Does Public Liability Insurance Cover My Staff?

Public Liability Insurance covers your business in the event of property damage or personal injury to a member of the public (including your clients) as a result of your business activities. This would include if that incident was caused by a member of the staff, it would not, however, cover injury to your staff for this you should consider workers compensation insurance.

Does public liability insurance cover my staff?

How can I cover my staff?

To arrange cover in the event of an injury to your staff, speak to a broker. Workers compensation insurance is available for most businesses in Australia.

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure

GET YOUR PUBLIC LIABILITY INSURANCE QUOTE CLICK HERE OR

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.

What insurers offer public liability insurance for consultants

What is public liability insurance?

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What Does Legal Liability Mean

What Does Legal Liability Mean?

In a Public Liability Policy Wording, what is legal liability?

Legal liability means that a court finds, or your insurer accept, that you are legally responsible to pay compensation for:

(a) property damage in respect of property owned or controlled by someone else;

(b) personal injury to another person; or

(c) advertising liability,

which,

(a) happens during the period of insurance;

(b) results from an occurrence in connection with the business;

(c) occurs within the geographic limitations; and

(d) was not intended or expected by you.

Check you policy to see if your policy cover Legal Liability or talk to our team.

Do I Need Liability Cover?

GET YOUR PUBLIC LIABILITY INSURANCE QUOTE CLICK HERE OR

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs

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