Does public liability insurance cover my advice?
At Insure 247 we are often asked does public liability insurance cover a loss as a result of my advice?
For almost every business in Australia, when carrying out their normal business activities there is a potential for a claim from a loss resulting in a legal liabilities including personal injury or property damage claim. So you should have public liability insurance cover.
Does your occupation offer advice?
But when your occupation or product is the advice you offer i.e Accountants, health services, financial planners etc. Professional indemnity insurance will be required as additional cover for claims arising out of an actual or alleged breaches of your professional duty, this would not be covered in your public liability insurance policy.
If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure
Insure 247 Pty Ltd ACN: 612944215 is an Authorised representative of Ausure Pty Ltd Australian Financial Service License Number 238433
Steve is a licensed insurance broker with Insure247
Insure 247 Australia is a member of the largest insurance broker network in Australiasia, the Steadfast Group.
Comprised of 306 brokerages with over 500 offices, the group generated over $5 billion in insurance sales in FY14. This scale gives Steadfast enormous buying power, flexibility and influence when negotiating with major insurers on behalf of Steadfast brokers and results in us being able to provide our customers with access to multiple insurance companies, a broad range of products, competitive pricing, valuable advice and quality service.
As a Steadfast network insurance broker, you get the best of both worlds – local and personalised service, with the insurance expertise and support of a large organisation.
Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.