Youi Business Liability Insurance
We recently use LMI-Policy comparison to see how Youi Business Liability Insurance compared with the Steadfast policies used on Publicliabilitycomparison.com.au
Youi does not cover Advertising Injury a standard feature with a Steadfast policy
The other related benefits not covered include;
- Care Custody & Control - Premises Leased or Rented to Insured
- Care Custody & Control - Premises Temporarily Occupied by Insured
- Care Custody & Control - Employees Property
- Care Custody & Control - Vehicles in Free Car Park Owned or Operated by Insured
- Claims Preparation Costs
- Pollution - Costs of Cleaning up Nullifying Removing etc Following Sudden Accidental Release Dispersal
All of these Related Benefits are standard in the Steadfast policy offered from insurers like AIG, Allianz, Calibre, CGU, QBE, Vero and Zurich.
What is Advertising Injury
“Advertising Injury” means: Injury arising out of defamation, or any unintentional breach of the misleading or deceptive conduct provisions of the Trade Practices Act 1974 (Commonwealth) or Schedule 2 to the Competition and Consumer Act 2010 (The Australian Consumer Law (ACL)), or any Fair Trading or similar legislation of any country, state or territory; or any infringement of copyright or passing off of title or slogan; or unfair competition, piracy, misappropriation of advertising ideas or style of doing business; or invasion of privacy; committed or alleged to have been committed during the Period of Insurance in any advertisement, publicity article, broadcast or telecast and caused by or arising out of Your advertising activities.
If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure
Public and Products Liability Insurance Quotes
Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs
Lumley General and Products Liability
Vero Business Insurance
Zurich Business Insurance
This comparison has been independently compiled by Policy Comparison International Pty Ltd.
The comparisons provided above have been prepared as a guide and they are not intended to be exhaustive. Comparisons are based on the Insurer’s standard policy. Actual terms and conditions may be subject to amendment by negotiation or where the Insurer applies endorsements to suit particular circumstances. While the utmost care has been taken in the preparation of the guide, it should not be used or relied upon as a substitute for detailed advice or as a basis for making a business, financial or insurance decision.
The product itself is only one criterion that should be considered when making a decision on what policy to accept. Other criteria are claims service, the financial strength of the underwriter and price. A decision on any one criterion alone is certainly not recommended.