Do I need to tell my Public Liability Insurer that I import?

When applying for public liability insurance, why do you they ask if you import?

Steve Sloan from Insure 247 explains that insurers want a good understanding of the risk, prior to offering public liability cover.

In the event of a claim the insurer may choose to sue your supplier if the product causes a financial loss or injury, it is easier for them to recuperate the loss from local supplier.

Why does importing product end up increasing my premium?

Many countries do not have the same quality control as Australia, and importers need to be aware of any local regulations or standards. This is especially in the case of food, supplements and baby products.

What if I don't tell the insurer that i import?

In the event of a claim the insurer can investigate, and any non-disclosure on  your insurance proposal may result in the claim being declined, leaving you out pocket and possibly uninsurable in the future.

How do Insurers rate importers?

For insurance quotes, most insurers will rate importers as a manufacturer. There are some exceptions, New Zealand may not be classed as importing because of uniform standards.

 What countries will see higher public liability premiums

Importing from China, India, United States and Europe may increase your premium.

Steve Sloan has been working with the Insurance industry since 2002.

From a marketing background Steve has overseen some game changing roles in the industry before starting the Insure 247 commercial brokerage.

Steve has Diploma of Insurance Broking and was the founder of Quotesonline, Greatchoice and

Public Liability Compared

Let's get you covered

1300-Insure is brought to you by Insure 247 to assist Australian business compare Public Liability Insurance quotes from leading Australian Business Insurers :

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

Please read our FSG 

Your Quotes will come from specialist licensed to act on your behalf to find you a number of options with leading Australian insurers

Insure 247 operates


Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs


Why do I need public liability cover?

What is public liability insurance?


Are all Public Liability Insurance policies the same?