Is Public Liability Insurance Compulsory in Australia?

Is Public Liability Insurance Compulsory in Australia?

Public Liability Insurance is not required by law

Public Liability Insurance is not required by law in Australia, however, the Australian Government through explain “If you own a business, you may be liable for damages or injuries to another person or property. Though liability insurance is optional in most cases, it is strongly recommended for businesses in all industries as the likelihood of being sued is unpredictable and potentially very costly. Public liability insurance protects you and your business against the financial risk of being found liable for negligence. Negligence is causing reasonably foreseeable harm”.



Public Liability Carpenters

It may be compulsory for your occupations license

Public Liability Insurance may be compulsory for your occupations license, such as builders, plumbers and electricians in some states, check with your industries licencing authority in your state.

It may be required to enter a work site or third party premises

You may be asked to show a Public Liability Insurance policy before entering a work site or third party premises including offices. Federal and State government departments,  local governments and a hospital will almost certainly request proof of insurance prior to work commencing, and that will not be restricted to trades it can also include consultants and visiting professionals.

If you need more information about your Public Liability needs, call the team. is brought to you by Insure 247 to assist Australian business compare Public Liability Insurance quotes from leading Australian Business Insurers :


Your Quotes will come from specialist licensed to act on your behalf to find you a number of options with leading Australian insurers

Insure 247 operates

If you are still unsure, talk to our team on 1300 046 787, to discuss your requirement.


Original Article shared 2016

Public and Products Liability Insurance Quotes

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs