If you are a carpenter what are some of the risk you face that might give rise to a public liability claim? Insure 247 uses RiskCoach from LMI group to help carpenters understand the potential risks
Public Liability Risks Carpenters
Public liability risk at the premises is fairly limited for carpentry contractors, as there would be few visitors. For artisans, there is a retail sales component to consider. Work away from premises is the major exposure to consider for carpentry contractors and third parties may be injured by work activities, machinery or falling materials. There is also the third party property damage to consider to property adjacent to the construction site. The responsibility of the carpentry contractor under the sub-contract will need to be established and public liability coverage will normally need to extend to cover on site risks at buildings being serviced.
Product Liability Carpenters
Carpentry contractors face Completed Operations exposures typical to the building trades. Risk exposure may vary depending on the insured's experience, the quality of work, and the quality of employee supervision. The main risks include: The use of lower-quality materials; Not following specifications or building codes; and Defective work. These may result in substantial bodily injury or property damage claims.
If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure
GET YOUR PUBLIC LIABILITY INSURANCE QUOTE CLICK HERE OR CALL OUR TEAM 1300 046 787 13000 INSURE
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