Does Public Liability Cover Sub-contractors
Tradies have been urged to check their public liability policy if they engage subcontractors, with some insurers not offering cover to companies that have more than 30% of their income derived through subcontractors.
Some insurers offer cover for your subcontractors others will explicitly exclude them.
Its also important for any company engaging subcontractors to check their certificate of currency to avoid exposure to your business, if you're unsure check with your insurance broker. Insurance brokers advice is based on years of training and experience, a qualified broker can can tailor your advice.
Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs
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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs
Does Public Liability Insurance Cover My Staff?
