Carpenter Insurance

If you are a carpenter what are some of the risk you face that might give rise to a public liability claim? Insure 247 uses RiskCoach from LMI group to help carpenters understand the potential risks

Public Liability Risks Carpenters

Public liability risk at the premises is fairly limited for carpentry contractors, as there would be few visitors. For artisans, there is a retail sales component to consider. Work away from premises is the major exposure to consider for carpentry contractors and third parties may be injured by work activities, machinery or falling materials. There is also the third party property damage to consider to property adjacent to the construction site. The responsibility of the carpentry contractor under the sub-contract will need to be established and public liability coverage will normally need to extend to cover on site risks at buildings being serviced.

Product Liability Carpenters

Carpentry contractors face Completed Operations exposures typical to the building trades. Risk exposure may vary depending on the insured's experience, the quality of work, and the quality of employee supervision. The main risks include: The use of lower-quality materials; Not following specifications or building codes; and Defective work. These may result in substantial bodily injury or property damage claims.

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure


Liability Insurance

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.

Does GST impact on my public liability claim settlement?

Public Liability Claim Scenarios

What Limit Of Liability Do I Require?