Do Locksmiths need Public Liability Insurance?

Yes, locksmiths in Australia typically need public liability insurance to protect themselves against potential claims and damages.

Locksmiths work with valuable and sensitive items such as locks, keys, and security systems, and often deal with customers who are in a vulnerable or distressed state, such as being locked out of their home or car. There is a risk of accidents and damages that could cause injury or property damage to third parties. Public liability insurance can provide coverage for any third-party claims for property damage, personal injury, or other losses that may arise as a result of their work.

We make it easy to get a Public Liability quote, get started below.

We make it easy for locksmiths to get public liability quotes, start below.

Why do Locksmiths need Public Liability insurance?

Here are five reasons why locksmiths in Australia may need public liability insurance:

1.Protection against third-party claims: Public liability insurance can provide coverage for any third-party claims for property damage, personal injury, or other losses that may arise as a result of the locksmith’s work.

2. Legal compliance: While public liability insurance is not a legal requirement for locksmiths in Australia, many industry bodies and professional associations require locksmiths to have public liability insurance as a condition of membership. Having public liability insurance can help locksmiths comply with industry standards and best practices.

3. Peace of mind: Having public liability insurance can give locksmiths peace of mind knowing that they are protected in the event of an unexpected claim. This can allow them to focus on providing quality services to their customers without worrying about the financial impact of a potential claim.

4. Protection of personal assets: If a locksmith is held liable for damages or losses as a result of their work, they may be required to pay compensation or legal costs. Without public liability insurance, this could result in the loss of personal assets or even bankruptcy.

5. Competitive advantage: Having public liability insurance can be a competitive advantage for locksmiths when attracting clients or working with other contractors. Clients may feel more comfortable choosing a locksmith that has public liability insurance, knowing that they are protected in the event of an unexpected incident. Additionally, other contractors may require proof of insurance before working with a locksmith, so having public liability insurance can help locksmiths expand their network and grow their business.


Compare Quotes for Locksmiths Public Liability Insurance

Public Liability Comparison helps Locksmiths find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Locksmiths in NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.


  • We’re real people, in Australia that provide you with only reputable insurer quotes you can rely on.

  • We do the hard work for you by comparing quotes from multiple insurers for your liability insurance.

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.


Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 171 reviews

  • Avatar Esteban Gimeno ★★★★★ 10 months ago
    Great team! Awesome costumers service and competitive prices! I been working with Caleb and my experience has been great at all time.
  • Avatar moey Zahedi ★★★★★ a year ago
    I have spoken to corey about taking an insurance for my business he was very helpful he is honest. He explains everything about which insurance is good for your business he doesn't waste your time and straight forward person
    I would
    … More recommend them for any tradie.
    Corey is the man to speak to about your insurance.
    Thank you very much mate
    Kind regards SZ
  • Avatar Claudia Bejenaru ★★★★★ a year ago
    Working with Karen at Insure 247 was a great experience: clear and swift communication and great service for our company's needs. Karen was very accommodating and understood exactly what we were looking for. Highly recommend. by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

1300 046 787