PUBLIC LIABILITY INSURANCE FOR Commercial Cleaners

Commercial Cleaners Public Liability Insurance

Do Commercial Cleaners need Public Liability Insurance?

Yes, commercial cleaners in Australia generally need public liability insurance to protect themselves and their business against potential legal and financial liabilities arising from their work.

Commercial cleaners typically work in a variety of settings, including offices, schools, hospitals, and other public and private spaces. They may use equipment and chemicals that can be hazardous, and accidents can happen. If a cleaner damages property or injures someone while on the job, they may be held liable for the damages.

If a claim is made against a commercial cleaner for compensation or damages, and the cleaner is found liable, they may be required to pay significant amounts of money. This is where public liability insurance comes in.

We make it easy to get a Public Liability quote, get started below.

Why do Commercial Cleaners need Public Liability insurance?

Public liability insurance can protect commercial cleaners in several ways, including:

1.Protection against third-party claims: Public liability insurance can provide protection to commercial cleaners against third-party claims arising from their work. This includes claims for bodily injury, property damage, or financial loss that may arise due to the cleaner’s operations.

2. Legal expenses coverage: In case of a claim, public liability insurance covers the legal expenses incurred by the commercial cleaner to defend themselves in court. This can include the cost of hiring a lawyer and other legal fees.

3. Compensation payments: If a commercial cleaner is found liable for causing damage or loss to a third party, public liability insurance covers the compensation payments that they are required to make. This can include the cost of medical expenses, repairs, and other related costs.

4. Reassurance for clients: Having public liability insurance can provide reassurance to clients that the commercial cleaner is a responsible and reliable business. It can also make it easier for commercial cleaners to attract and retain clients.

5. Compliance with legal requirements: In some cases, public liability insurance may be required by law. For example, some clients or landlords may require commercial cleaners to have public liability insurance in place before they can work in their premises. Having this insurance in place can help commercial cleaners stay compliant with legal requirements and avoid potential fines or legal issues.

COMMERCIAL CLEANERS PUBLIC LIABILITY INSURERS COMPARED INCLUDE AIG, ALLIANZ,  CGUHOLLARDQBEVERO, AND ZURICH*.

 

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commercial cleaners PUBLIC liability Insurers compared

Compare Quotes for Commercial Cleaners Public Liability Insurance

Public Liability Comparison helps Commercial Cleaners find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Commercial Cleaners in NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne, SA & Adelaide and throughout rural Australia.

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Here are some insurances that apply to most businesses.

Legal liability for injury or damage arising from your business or products.
 
Your portable business equipment - such as tools for a tradie.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Protects premises from covered events such as theft, fire,  or natural disasters.





Loss of business income and increased expenses following a Fire & Perils loss
The maximum amount covered for the loss of a business's gross profit due to an interruption caused by an insured event.
The specified time frame during which a policy provides coverage for losses following an insured event.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.





Theft of property following forcible/violent entry to the premises

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.

Theft of property following forcible/violent entry to the premises
The maximum amount that an insurer agrees
to pay in the event of a covered claim under a policy.
Coverage that protects against the loss or damage of perishable goods, such as food or pharmaceuticals, due to breakdown or failure of refrigeration or cooling systems.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


Can protect a business and its assets from financial loss due to unexpected
events, accidents, or liabilities that occur to goods whilst in transit.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.
The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.

Can protect businesses against financial loss due to damage
or liability resulting from the use of commercial vehicles.
Vehicle Details
Cover Type


The maximum amount that an insurer agrees to pay in the event of a covered claim under a policy.


About the Vehicle












Insurance Specialty Covers - this applies to some businesses.

Some businesses require additional Insurance coverage. Please indicate below if you would like to know more information on any of these specialty Insurance Products.
Cover for Mobile Plant and Machinery and liability from their use
Machinery Details
Cover Type

* Agreed value option requires a licensed valuers written assessment of value of Machine

Sum Insured should be the Market Value of the machine and include the value of attachments and accessories or separately list and declare.
About the Machine/Equipment





Use of Machine/Equipment

Are any of your machines used or expected to be used:

Yes No



Can help mitigate financial losses resulting from cyber attacks,
data breaches, and other cyber-related risks.
Protects businesses and professionals from
loss due to professional negligence.
Protects businesses and managers for
employment actions, statutory obligations + others.
Can protect a business from financial losses due to
customers' inability to pay for goods or services on credit terms.
Costs of recalling/replacing products incl expert advice and brand management.
Protects builders/contractors from losses due to construction damage.
Protects businesses from from unexpected financial
losses whist employees are travelling.
Aircraft and/or liability associated with aircraft, airports or hangers
Commercial vessels and liability
Liability whilst repairing or working on vessels
Loss of income and expenses due to weather/non-appearance of performers
Legal expenses to defend patent, trademark or copyright
Protection for people who are injured whilst doing voluntary work
Your liability for injury to employees
Loss of income if you are unable to work following illness or injury
Personal Accident Required Information

Personal Accident provides cover for accidents only. Personal Accident & Sickness will include Sickness also. Please note this does not extend to any pre-existing conditions.



Receive payments monthly or annually at claim time.

Period between when the claim occurs and when you will begin to receive payment.

In the event of a claim, how long will you receive payment.


Amount per week you would like to receive in the event of a claim. (Must be a true reflection of your earnings)

The lump sum that a policy can pay you if you suffer a permanent injury that leaves you unable to work. This is an additional payment to your weekly sum insured.


Declaration and Duty of Disclosure

When you apply for an insurance policy, or renew or extend your existing policy, you have to tell the insurer everything about you and your situation that is relevant or could reasonably be expected to be relevant to the insurer’s decision to insure you. You don’t need to disclose something you don’t know, that reduces the insurer’s risk, that is common knowledge, that the insurer knows or ought to know, or something that’s not relevant or the insurer has told you that you don’t need to disclose. With insurance, honesty is the best policy.


Disclosure Questions

If you answer 'Yes' to any of the questions, please enter full details below. 
Yes No


Claim Details





 
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Why public Liability Comparison

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  • We’re real people, in Australia that provide you with only reputable public liability quotes that you can rely on.

  • We do the hard work for commercial cleaners  by comparing public liability quotes from multiple insurers for their insurance.

  • We manage the entire claim. We work for you, not the insurer – to get you the outcome you deserve.

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Publicliabilitycomparison.com.au by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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