Consumer Protection Insurance

Consumer Protection Insurance When Is it Required?

If you are an Electrician in Queensland or a Plumber in Victoria you may be asked to have Consumer Protection Insurance added to your Businesses Public Liability Policy what is it? Who requires it?

Consumer Protection Insurance for Electricians in Queensland

A person who performs electrical work in Queensland must have an electrical work license authorising the work. … Licensed electrical contractors are required to meet specific insurance requirements. This will include having a minimum of $5 million public liability insurance, with a $50,000 consumer protection

Consumer Protection Insurance for Victorian Plumbers

Victorian consumers have a level of insurance protection when they use licensed plumbing practitioners. Licensed plumbing practitioners must obtain certain qualifications. They will also need experience and hold insurance coverage required by law before being licensed by the VBA.

The full terms and conditions of the required insurance are provided in the Ministerial Order – Licensed Plumbers General Insurance Order 2002 (the required insurance).

Consumer Protection Insurance is Not Professional Liability Cover

Note that these policy’s do not cover Professional liability (any liability of whatsoever nature directly or indirectly caused by, in connection with or contributed to by or arising
from the rendering or failure to render professional advice or service by the insured, or any error or omission in connection therewith). For cover for this contact your broker about Professional Indemnity Insurance.

At Publicliabilitycomparison.com.au we quote broadform liability cover. This covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability, property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

If you are still unsure speak to a broker or talk to our team on 1300 046 787, to discuss your requirement.

Compare Quotes for Consumer Protection Public Liability Insurance

Public Liability Comparison helps Consumer Protection find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Consumer Protection in Vic & Melbourne, NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth and throughout rural Australia.

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Consumer Protection Insurance for Electrician in Queensland Eligibility requirements

Continue reading → Consumer Protection Insurance

Public Liability Premiums Reduce

Public Liability Premiums Reduce in June and July

Public liability premiums reduced in June and July in Australia. According to Insure 247 “With the entry of new insurers and the hardening market, consumers look set to enjoy good premuims”. Consumers are also benifiting of easier ways to compare the public liability insurers. Public Liability Comparison compared 4500 policies in June and July.

Public Liability Comparison compared 4500 policies in June and July.

Occupations enjoying better pricing

We have also seen a reduction in the insurance premiums for Carpenters, Plumbers and Painter, with some of the lowest premiums since 2008.

Public liability insurance clients in NSW have enjoyed the largest reductions in public liability for some occupations, so if you need a quote for new business or to compare your existing policy click compare and save by click here

NSW have enjoyed the largest reductions

Comparing more Occupations

Some of the public liability insurance policies we compared this month have included Bar and Restaurant, Cross Fit Training, Geo Engineer, Fencing Contractor, Removal Contractors Self Storage Facility, Welder/Boilermakers and Waterproofing.

PUBLIC AND PRODUCTS LIABILITY INSURANCE COMPARED

Plumbers

PUBLIC LIABILITY INSURANCE FOR Plumbers

Plumbers Public Liability Insurance

Do Plumbers need Public Liability Insurance?

Yes, plumbers in Australia should have Public Liability insurance to protect themselves against financial losses if they are found to be responsible for injury or property damage while working.

Plumbers work with water and gas systems, which can be dangerous if not installed or repaired correctly. They also work in people’s homes and commercial buildings, which can result in accidental property damage. Additionally, plumbers may be required by their clients or contractors to have Public Liability insurance in place before they begin work.

We make it easy to get a Public Liability quote, get started below.

Why do Plumbers need Public Liability insurance?

Here are five reasons why plumbers need Public Liability insurance in Australia:

1.Injury to third parties: If a plumber accidentally injures someone while working, they could be held liable for any resulting medical expenses or damages. Public Liability insurance can help cover these costs.

2. Property damage: If a plumber accidentally damages a client’s property, they could be held responsible for the cost of repairs or replacement. Public Liability insurance can help cover these costs.

3. Defective work: If a plumber’s work is found to be defective and causes injury or financial loss to a third party, the plumber could be held liable for the damages. Public Liability insurance can help cover the costs of legal fees and damages if the plumber is found to be at fault.

4. Contractual requirements: Some clients or contractors may require plumbers to have Public Liability insurance before they will hire them. Plumbers who do not have insurance may miss out on work opportunities.

5. Peace of mind: Plumbers who have Public Liability insurance can have peace of mind knowing that they are protected from the financial risks associated with their work. This can allow them to focus on their work without worrying about potential legal or financial issues.

Compare plumbers public liability quotes

Plumbers PUBLIC liability Insurers compared

Compare Quotes for Plumbers Public Liability Insurance

Public Liability Comparison helps Plumbers to find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Plumbers in NSW & Sydney, SA & Adelaide, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.

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3. Within the last 5 years, has the insured or any insured party been charged or convicted of a criminal offence?

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Insure 247

8/328 Scottsdale Drive, Robina

4.7 175 reviews

Warren Hick ★★★★★ a year ago
I dealt with Insure247 for My Business Insurance, and found they got me the best price, and covered everything to meet my business insurance needs. I am very happy with the prompt and efficient service. Thank You Insure247 team, top marks … More for top service. Kind Regards, Warren
McDonald Hunter Gardens ★★★★★ a year ago
Caleb is fantastic! We’ve got a small gardening business with some niche services that needed a bit of work to get the right cover. Other brokers didn’t call me back (I assume because it wasn’t straight forward and a small contract). Caleb … More and the team stuck with me and we got over that suits us perfectly.
If this service continues I’ll gladly continue with Insure 247 when we’re turning over millions.
Anwar Aziz ★★★★★ 3 years ago
I had a great experience with this insurance broker. They helped me find the best policy for my needs and budget. The account manager Nadine was professional and very helpful. She answered all my questions and explained everything clearly. … More She also followed up with me regularly and made sure I was satisfied with the service. Moreover, she managed to arrange a policy before the due date due to my request for urgent action. I highly appreciate her efficiency and responsiveness. I highly recommend this broker and Nadine to anyone looking for insurance.

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