Public liability insurance for builders

Builders public liability insurance

Do builders needs public liability insurance?

Yes, builders in Australia should have public liability insurance. This type of insurance is designed to protect businesses in case they are found legally responsible for any harm or injury caused to a member of the public, or damage to their property, as a result of their business activities.

For builders, public liability insurance could cover accidents that happen on the construction site, such as slips and falls or damage to a neighbor’s property. It can also cover incidents that occur during transportation of materials or while exhibiting products at events.

Without public liability insurance, a builder could face significant financial losses if they are found liable for damages, legal fees, and compensation payments. Therefore, it is a wise investment for any builder to have public liability insurance to protect their business from such risks.

Moreover, some clients may require proof of public liability insurance before hiring a builder, as it can provide them with peace of mind knowing that the construction project is covered in case of any accidents or incidents.

It is important to note that builders may also require other forms of insurance, such as workers’ compensation insurance and professional indemnity insurance, depending on their specific operations and risks.

We make it easy to get a public liability quote, get started below.

We make it easy to get builders public liability quotes, get started below.

Why do builders needs public liability insurance?

Builders in Australia need public liability insurance for several reasons, including:

1.Protection against claims: Public liability insurance can provide financial protection if a third party (e.g., a member of the public or a client) suffers an injury or damage to their property as a result of the builder’s activities. If the builder is found liable for the damages, the insurance policy can cover the costs of any compensation or legal fees.

2. Contractual requirements: Many clients in the construction industry require builders to have public liability insurance as a condition of their contract. Without this insurance, a builder may not be able to secure work with these clients, limiting their opportunities in the industry.

3. Legal requirements: In some Australian states, public liability insurance may be legally required for builders as part of their licensing or registration requirements.

4. Peace of mind: Public liability insurance can give builders peace of mind, knowing that they are protected against unforeseen events that could potentially result in financial losses. This can allow them to focus on their work without worrying about the potential risks.

5. Protection against damage to neighboring property: Builders may accidentally cause damage to neighboring properties during construction activities. Public liability insurance can provide cover for such damages, protecting the builder from financial losses.

Public liability insurers compared include AIG, Allianz,  CGUHollardQBEVero, and Zurich*.

Compare Quotes for Builders Public Liability Insurance

Public Liability Comparison helps Builders find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Builders in SA & Adelaide, NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.


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Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 171 reviews

  • Avatar Esteban Gimeno ★★★★★ 5 months ago
    Great team! Awesome costumers service and competitive prices! I been working with Caleb and my experience has been great at all time.
  • Avatar moey Zahedi ★★★★★ 7 months ago
    I have spoken to corey about taking an insurance for my business he was very helpful he is honest. He explains everything about which insurance is good for your business he doesn't waste your time and straight forward person
    I would
    … More recommend them for any tradie.
    Corey is the man to speak to about your insurance.
    Thank you very much mate
    Kind regards SZ
  • Avatar Claudia Bejenaru ★★★★★ 11 months ago
    Working with Karen at Insure 247 was a great experience: clear and swift communication and great service for our company's needs. Karen was very accommodating and understood exactly what we were looking for. Highly recommend. by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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