Do Air Conditioning Installers need Public Liability Insurance?

Yes, air conditioning installers in Australia typically need public liability insurance to protect themselves from potential legal and financial liabilities arising from their work.

Air conditioning installation involves the installation of various heating, ventilation, and air conditioning (HVAC) systems in residential, commercial, and industrial settings. If an air conditioning installation job is not done correctly, it can cause significant damage to the property and potentially harm people using the building. For example, faulty installation of HVAC systems can lead to gas leaks, electrical fires, or water damage to the property.

In such cases, a property owner or occupant may make a claim against the air conditioning installer for compensation or damages, and if the installer is found liable, they may be required to pay significant amounts of money. This is where public liability insurance comes in.

We make it easy to get a Public Liability quote, get started below.

We make it easy for air conditioning installers to get public liability quotes,  start below.

Why do Air Conditioning Installers need Public Liability insurance?

Here are some reasons why air conditioning installers need public liability insurance:

1.Protection against third-party claims: Public liability insurance provides protection to air conditioning installers against third-party claims arising from their work. This includes claims for bodily injury, property damage, or financial loss that may arise due to the installer’s work.

2. Legal expenses coverage: In case of a claim, public liability insurance covers the legal expenses incurred by the air conditioning installer to defend themselves in court. This can include the cost of hiring a lawyer and other legal fees.

3. Compensation payments: If an air conditioning installer is found liable for causing damage or loss to a third party, public liability insurance covers the compensation payments that they are required to make. This can include the cost of repairs, medical expenses, and other related costs.

4. Reassurance for clients: Having public liability insurance can provide reassurance to clients that the air conditioning installer is a responsible and reliable professional. It can also make it easier for installers to win contracts and bids for work.

5. Compliance with legal requirements: In some cases, public liability insurance may be required by law. For example, some government contracts or building regulations may require air conditioning installers to have public liability insurance in place before they can start work. Having this insurance in place can help installers stay compliant with legal requirements and avoid potential fines or legal issues.


Compare Quotes for Air Conditioning Installers Public Liability Insurance

Public Liability Comparison helps Air Conditioning Installers find cheaper public liability quotes by comparing Australia’s top insurers. Compare quotes for Air Conditioning Installers in SA & Adelaide, NSW & Sydney, ACT & Canberra WA & Perth, Vic & Melbourne and throughout rural Australia.


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Insure 247 IconInsure 247

8/328 Scottsdale Drive, Robina

4.7 171 reviews

  • Avatar Esteban Gimeno ★★★★★ 5 months ago
    Great team! Awesome costumers service and competitive prices! I been working with Caleb and my experience has been great at all time.
  • Avatar moey Zahedi ★★★★★ 7 months ago
    I have spoken to corey about taking an insurance for my business he was very helpful he is honest. He explains everything about which insurance is good for your business he doesn't waste your time and straight forward person
    I would
    … More recommend them for any tradie.
    Corey is the man to speak to about your insurance.
    Thank you very much mate
    Kind regards SZ
  • Avatar Claudia Bejenaru ★★★★★ 11 months ago
    Working with Karen at Insure 247 was a great experience: clear and swift communication and great service for our company's needs. Karen was very accommodating and understood exactly what we were looking for. Highly recommend. by Insure 247 Ausure Insurance Brokers Pty Ltd T/as Insure 247 Authorised Representative of Ausure Pty Ltd AFSL 238433. 
General Advice Warning: Please be aware that any advice that may have been given or implied is general advice only. We have not taken into consideration your individual needs, objectives or financial requirements. Before deciding to purchase a financial product, you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs. 

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