Consumer Protection Insurance

Consumer Protection Insurance

Consumer Protection Insurance When Is it Required?

If you are an Electrician in Queensland or a Plumber in Victoria you may be asked to have Consumer Protection Insurance added to your Businesses Public Liability Policy what is it? Who requires it?

Consumer Protection Insurance Electrician in Queensland

A person who performs electrical work in Queensland must have an electrical work license authorising the work. … Licensed electrical contractors are required to meet specific insurance requirements. This will include having a minimum of $5 million public liability insurance, with a $50,000 consumer protection

Consumer Protection Insurance Victorian Plumbers

Victorian consumers have a level of insurance protection when they use licensed plumbing practitioners. Licensed plumbing practitioners must obtain certain qualifications. They will also need experience and hold insurance coverage required by law before being licensed by the VBA.

The full terms and conditions of the required insurance are provided in the Ministerial Order – Licensed Plumbers General Insurance Order 2002 (the required insurance).

This Is Not Professional liability Cover

Note that these policy’s do not cover Professional liability (any liability of whatsoever nature directly or indirectly caused by, in connection with or contributed to by or arising
from the rendering or failure to render professional advice or service by the insured, or any error or omission in connection therewith). For cover for this contact your broker about Professional Indemnity Insurance.

At Publicliabilitycomparison.com.au we quote broadform liability cover. This covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability, property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

If you are still unsure speak to a broker or talk to our team on 1300 046 787, to discuss your requirement.

PUBLIC AND PRODUCTS LIABILITY INSURANCE COMPARED

Compare Public Liability Insurance

1300-Insure

Public Liability Compared

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Consumer Protection Insurance

Consumer Protection Insurance Electrician in Queensland Eligibility requirements

Continue reading → Consumer Protection Insurance

Advice

Does public liability insurance cover my advice

Does public liability insurance cover my advice?

At Insure 247 we are often asked does public liability insurance cover a loss as a result of my advice?

For almost every business in Australia, when carrying out their normal business activities there is a potential for a claim from a loss resulting in a legal liabilities including personal injury or property damage claim. So you should have public liability insurance cover.

Does your occupation offer advice?

But when your occupation or product is the advice you offer i.e Accountants, health services, financial planners etc. Professional indemnity insurance will be required as additional cover for claims arising out of an actual or alleged breaches of your professional duty, this would not be covered in your public liability insurance policy.

Does public liability insurance cover my advice?

See also:

What does Broadform Liability Cover

What is legal liability

If you are still unsure about public liability insurance speak to a broker call 1300 046 787 13000 Insure

Steve Sloan

Insure 247 Pty Ltd  ACN: 612944215 is an Authorised representative of Ausure Pty Ltd Australian Financial Service License Number 238433

Steve Sloan Insure 247

Steve is a licensed insurance broker with Insure247

GET YOUR PUBLIC LIABILITY INSURANCE QUOTE CLICK HERE OR

Liability Insurance

Public liability comparisons

logo_steadfast

Insure 247 Australia is a member of the largest insurance broker network in Australiasia, the Steadfast Group.
Comprised of 306 brokerages with over 500 offices, the group generated over $5 billion in insurance sales in FY14. This scale gives Steadfast enormous buying power, flexibility and influence when negotiating with major insurers on behalf of Steadfast brokers and results in us being able to provide our customers with access to multiple insurance companies, a broad range of products, competitive pricing, valuable advice and quality service.
As a Steadfast network insurance broker, you get the best of both worlds – local and personalised service, with the insurance expertise and support of a large organisation.

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs. Please read the Product Disclosure Statement and contact us if you require any clarification.