Consumer Protection Insurance

Consumer Protection Insurance

Consumer Protection Insurance When Is it Required?

If you are an Electrician in Queensland or a Plumber in Victoria you may be asked to have Consumer Protection Insurance added to your Businesses Public Liability Policy what is it? Who requires it?

Consumer Protection Insurance Electrician in Queensland

A person who performs electrical work in Queensland must have an electrical work license authorising the work. … Licensed electrical contractors are required to meet specific insurance requirements. This will include having a minimum of $5 million public liability insurance, with a $50,000 consumer protection

Consumer Protection Insurance Victorian Plumbers

Victorian consumers have a level of insurance protection when they use licensed plumbing practitioners. Licensed plumbing practitioners must obtain certain qualifications. They will also need experience and hold insurance coverage required by law before being licensed by the VBA.

The full terms and conditions of the required insurance are provided in the Ministerial Order – Licensed Plumbers General Insurance Order 2002 (the required insurance).

This Is Not Professional liability Cover

Note that these policy’s do not cover Professional liability (any liability of whatsoever nature directly or indirectly caused by, in connection with or contributed to by or arising
from the rendering or failure to render professional advice or service by the insured, or any error or omission in connection therewith). For cover for this contact your broker about Professional Indemnity Insurance.

At Publicliabilitycomparison.com.au we quote broadform liability cover. This covers your business against claims for personal injury to another person (other than employees) or damage to property owned or controlled by someone else, or advertising liability, property damage, personal injury or advertising liability which gives rise to legal liability must happen during the period of insurance and be caused by an occurrence in connection with your business activities, Broadform also cover product liability.

If you are still unsure speak to a broker or talk to our team on 1300 046 787, to discuss your requirement.

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs

Consumer Protection Insurance

Consumer Protection Insurance Electrician in Queensland Eligibility requirements

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Do I need Liability Cover

Protecsure Enhances Liability Cover for Small Business

 

Protecsure Enhances Liability Cover for Small Business

Protecsure have announced  their Public Liability Insurance wording has been enhanced to now provide cover for the following additional occupations;

  • Drone flying (commercial and licensed only)
  • Hairdressers with treatment risk
  • Beauticians with treatment risk
  • Mechanics with driving risk
  • Gardeners with tree lopping up to 3 metres

They have also changed their rating matrix to exclude employees who are not skilled in the chosen occupation. For example, if you are an electrician and you employ a receptionist and a bookkeeper, these two employees do not need to be declared.

Additionally, Protecsure no longer require a minimum of 3 years experience for any occupation.

Policy Features

Together with our Protecsures’s other policy features such as;

  • Market leading sub-contractors extension
  • Waiver of subrogation
  • Worker to Worker cover with no additional excesses or premium loading
  • $50,000 Consumer Protection for plumbers in Vic and electricians in Qld

Protecsure public liability insurance

Protecsure is a general insurance underwriting agency formed in 1990, They are an agent for Chubb, AIG Australia Limited and W.R. Berkley Insurance(Europe), Limited incorporating W.R. Berkley Insurance Australia

Protecsure offer marine transit, equipment and public liability insurance

Public liability comparisons

Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation and needs

 

Publiclaibiltycomparison.com.au is brought to you by Insure 247 to assist Australian business compare Public Liability Insurance quotes from leading Australian Business Insurers :

Insure 247 Pty Ltd ACN 612944215 an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

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Compare Public Liability Quotes for Electricians

Public Liability Insurance Quotes

Compare Public Liability Quotes for Electricians

Based on $5 Million Cover with 1 employee up to $100,000 income, quotes from $434 to $948 from Allianz, AIG, Calibre, CGU, Vero, QBE and Zurich, quote does not include Queensland Consumer Protection Insurance

COMPARE PUBLIC LIABILITY INSURANCE QUOTES FROM LEADING AUSTRALIAN INSURERS FOR ELECTRICIANS

Complete the form below or call us on 1300 046 787 13000 Insure

Once completed we will get quotes from our insurer panel to find the right policy at the right price. Australia wide coverage

 

PUBLIC LIABILITY INSURERS USED INCLUDE:

AIG Public Liability Insurance Quote  CGU Public Liability Insurance  Calibre Insurance  QBE Public Liability Insurance  Vero Public Liability Insurance  

Public Liability Quotes for Electricians

Your quotes will come from the Insure 247 Team

Lets get you covered

Talk to the Team 1300 046787

± Price will depend on cover required, your occupation, experience, postcode and turnover

Δ Not all insurers will offer quotes for all occupations

Price as at 13/04/2016

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Please note that any advice given has been provided without taking into account your objectives, financial situation or needs. It is also based on information we have obtained from you. You must ensure the information is accurate and complete. Otherwise, this advice may be based on the inaccurate or incomplete information. You should consider whether the advice is appropriate in light of your objectives, financial situation, and needs